December brings holiday parties, gift-giving, end-of-year tasks, and one more thing: unused dental benefits that are about to expire. You’ve paid your monthly premiums all year, but thousands of dollars in coverage might disappear on January 1st. Many patients don’t realize that their benefits reset every year, leaving money they’ve earned on the table. Let’s make sure you maximize what you’ve already earned!
Important benefit information to know:
- Most dental benefits expire on December 31st and don’t roll over
- Your annual maximum resets, meaning unused coverage is lost money
- Your deductible also resets
- Scheduling now beats the end-of-the-year rush
- Many plans cover preventive care at 100%
How Does Dental Insurance Work?
Understanding how dental insurance works starts with knowing what your annual maximum is and whether you’ve met your deductible. For most dental insurance plans, you get a set amount of money every year (a maximum) for approved procedures. For example, that might be $2,000. If you haven’t used all of that maximum by January 1st, the money is gone. You can’t save it or transfer it to the following year.
Your deductible resets as well. There’s a good chance you’ve met it this late in the year. Once January hits, your deductible resets, and you’ll have to start over again meeting it before coverage kicks in.
How to Use Dental Insurance Before Year’s End
Call Hall Dental Group in Cookeville, TN, today at (931) 528-7977. Our team will check your remaining benefits and help you schedule treatment. You might consider starting with preventive care since most plans cover cleanings, exams, and x-rays at 100%, meaning you won’t have to pay anything.
Consider scheduling any treatments that you’ve been postponing. Did Dr. Hall recommend a crown several months ago, but you’ve been putting it off? Use your remaining benefits toward that crown. If you wait until January, you’ll have to pay your deductible before coverage kicks in. Our team can help you maximize your benefits right now.
Beyond finances, your oral health matters! Delaying needed dental care often leads to more severe and expensive issues. Schedule an appointment now: your health and your wallet will thank you.
Use Your Dental Benefits in Cookeville Before the Year’s End
Don’t leave your hard-earned money on the table. Our knowledgeable team at Hall Dental Group makes the process simple. We’ll verify your benefits, explain your coverage, answer your questions, and help you schedule treatment that fits your timeline and budget. Please give us a call, we’d love to help you access the dental benefits you deserve!